9th Annual Banking and Payments Law Seminar17th April 2024, Hilton Malta Please click on the titles hereunder to download the presentations that were delivered on the day. Welcome & opening address speech Conrad Portanier (Partner, Ganado Advocates) An institution’s responsibility to protect its customers from fraud: A new framework Chiara Frendo (Senior Associate, Ganado Advocates) Keynote address Evolving financial regulation: Challenges for banks Catherine Galea (Head, Banking Supervision, MFSA) Breakout sessions Banks Re-evaluating lending practices: Understanding the New Consumer Credit Directive Roberta Carabott (Advocate, Ganado Advocates) Payment Institutions Navigating PSD3 and PSR: Impact on stakeholders Leonard Bonello (Partner, Ganado Advocates)