Continuous Professional Development:
Online training programme

Ganado Advocates is organising an online training programme that qualifies as structured CPD training. Targeted at insurance professionals, the programme includes 15 sessions, detailed hereunder.

This course offers four new sessions, and the existing sessions have been updated with the latest content to reflect recent developments in their respective areas.

This training program considers the requirements emanating from Chapter 7: Continuous Professional Development (the “Chapter”) whereby a relevant person and a relevant employee, as defined in the Chapter, are required to undertake as a minimum 15 hours of continuous professional development (“CPD”) training in each calendar year, which can take the form of structured CPD training or unstructured CPD training. As a minimum, such CPD training shall include 15 hours of structured CPD training.

The programme includes 15 sessions covering a number of topics as indicated in Section 6.8 to 6.10 of Chapter 6 in Part B of the Insurance Distribution Rules and which qualify as structured CPD training. A defined number of hours are allocated to each session and a written assessment shall be carried out after each session in order to provide a certificate of attendance that may be used for CPD purposes indicating the number of hours of the session and the topic/s and areas covered.

The training programme offers attendees the possibility to select the sessions required.

- Duration – 1 hour per session
- Delivery – Virtual via GoToWebinar

Fees per participant:
- €340 (incl. VAT) for 5 sessions (minimum requirement)
- €90 (incl. VAT) per additional session
- €900 (incl. VAT) for all 15 sessions

Certification:
- A certificate of attendance will be issued to all participants.
- CPD training will be followed by a written assessment.

This course offers four new sessions, and the existing sessions have been updated with the latest content to reflect recent developments in their respective areas.

Legal aspects and regulatory developments

Session 1 - An overview of the European and Maltese regulatory framework – Insurance Intermediaries

Tuesday 17th September 2024 – 3pm
Duration: 1 hour

Presenter:

Emma Cassar Torregiani, Associate

General overview of the legal framework and key licensing requirements of:

  • Insurance agents, Insurance brokers and Insurance managers
  • Tied Insurance Intermediaries and Ancillary Insurance Intermediaries

Session 2 - The Insurance Distribution Rules (Part A)

Thursday 19th September 2024 – 3pm
Duration: 1 hour

Presenter:

Romina Bonnici, Senior Regulatory Advisor

Overview:

  • A detailed review of Part A of the Insurance Distribution Rules

Session 3 - The Insurance Distribution Rules (Part B)

Tuesday 24th September 2024 – 3pm
Duration: 1 hour

Presenter:

Romina Bonnici, Senior Regulatory Advisor

Overview:

  • A detailed review of Part B of the Insurance Distribution Rules

Session 4 - Product Oversight and Governance Arrangements

Thursday 26th September 2024 – 3pm
Duration: 1 hour

Presenter:

Romina Bonnici, Senior Regulatory Advisor

Overview:

  • Objectives of product oversight and governance arrangements
  • Target market
  • Product design and testing
  • Product distribution
  • Product monitoring
  • Objectives of product distribution arrangements
  • Distribution strategy

Session 5 - Financial Crime including Sanction Screening

Tuesday 1st October 2024 – 3pm
Duration: 1 hour

Presenter:

Elaine Magri, Associate

Overview:

  • Anti-money laundering legislation and guidance
  • Sanction screening

Session 6 - Passporting

Thursday 3rd October 2024 – 3pm
Duration: 1 hour

Presenter:

Romina Bonnici, Senior Regulatory Advisor

General overview of the:

  • Passporting Rules and Regulations
  • Passporting application process

Session 7 - ESG

Tuesday 8th October 2024 – 3pm
Duration: 1 hour

Presenter:

Luke Hili, Associate

Overview:

  • General Introduction to ESG
  • Overview of regulatory framework
  • Insurance-specific considerations
  • Integration of sustainability within the governance of insurance undertakings
  • Sustainability-related disclosures under the SFDR

Session 8: Digital Operational Resilience Act (DORA): A Practical Approach to Implementation and Regulatory Expectations

Thursday 10th October 2024 – 3pm
Duration: 1 hour

Presenter:

Beppe Sammut, Senior Associate

Overview:

  • Application, subject-matter and scope
  • Important definitions
  • Governance – Responsibilities of the Board of Directors
  • ICT risk management, ICT-related incident management, classification and reporting
  • Digital operational resilience testing
  • ICT-third party risk
  • Competent authorities

The Insurance Sector: the insurance market, market participants and products

[NEW] Session 9: Fairness in Distribution – Lessons Learnt

Tuesday 15th October 2024 – 3pm
Duration: 1 hour

Presenter:

Philippa Taylor-East, Regulatory Advisor

Overview:

Fair treatment of clients is one of the tenets of the IDD. The session will explore the outcomes that distributors are expected to achieve to ensure fair treatment of customers and what is expected from a regulatory perspective.

[NEW] Session 10 – Directors and Officers Insurance: Legal and practical insights of D&O insurance

Thursday 17th October 2024 – 3pm
Duration: 1 hour

Presenter:

Nadia Cassar, Senior Associate

General overview of:

  • the different Maltese legislation which may impose liability on the directors of Maltese companies;
  • ways in which D&O insurance may mitigate this liability to which directors are exposed.

Ethics and professional conduct

Session 11: Corporate Governance

Tuesday 22nd October 2024 – 3pm
Duration: 1 hour

Presenter:

Stephanie Cassar, Associate

General overview of:

  • MFSA Code on Corporate Governance
  • The Three-Lines Model

Assessing the client needs

Session 12: Demands and Needs Assessment

Thursday 24th October 2024 – 3pm
Duration: 1 hour

Presenter:

Emma Cassar Torregiani, Associate

Overview:

  • Format
  • Statement
  • Signature
  • Online sales
  • Renewals
  • Monitoring

Information Disclosure

Session 13: The Sales Process

Tuesday 29th October 2024 – 3pm
Duration: 1 hour

Presenter:

Elaine Magri, Associate
Nico Fauser, Advocate

Overview:

  • Medium of disclosure
  • Disclosures of Information on Regulated Person
  • Disclosures on the Services and Products provided by the Regulated Person
  • Disclosures on Conflicts of Interest
  • Suitability and appropriateness testing
  • Sustainability preferences
  • Complaints handling
  • Distance Selling (Retail Financial Services) Regulations – Latest developments

[NEW] Session 14: Data Protection Compliance for the Insurance Market: Ongoing Obligations and Latest Developments

Thursday 31st October 2024 – 3pm
Duration: 1 hour

Presenter:

Philip FormosaSenior Associate

Overview of the ongoing requirements and the latest developments in data protection within the insurance industry

[NEW] Session 15: Fundamental Principles of Insurance: Insurable Interest and Utmost Good Faith

Tuesday 5th November 2024 – 3pm
Duration: 1 hour

Presenter:

Philippa Taylor-EastRegulatory Advisor

Overview and practical insight on two of the critical concepts of insurance: “Insurable Interest” and “Utmost Good Faith.”