9th Annual Banking & Payments Law Seminar

17th April 2024, Portomaso Suite, Hilton Malta

We are pleased to bring to you the 9th edition of the Annual Banking & Payments Law Seminar – a yearly appointment for local leading lawyers and officers who work at the forefront of banking, finance and payments law issues.

Organised in collaboration with the Malta Bankers’ Association, the seminar provides an opportunity for participants to discuss salient updates to their practice and share insights into certain issues of relevance.


13:30 Coffee & registration
14:00 Welcome & opening address

Conrad Portanier (Partner, Ganado Advocates)
Marcel Cassar (Chair, Malta Bankers’ Association)

14:15 An institution’s responsibility to protect its customers from fraud: A new framework
Chiara Frendo (Senior Associate, Ganado Advocates)
14:45 Keynote address

Evolving financial regulation: Challenges for banks
Catherine Galea (Head, Banking Supervision, MFSA)

15:30 Question time
15:45 Coffee break
16:15 Breakout sessions
Banks Payment Institutions
Re-evaluating lending practices:Understanding the New Consumer Credit Directive

Presentation by:
Roberta Carabott (Advocate, Ganado Advocates) 

Panel discussion moderated by:
Catherine Formosa (Senior Associate, Ganado Advocates)

Jean Noel Cutajar (Chief Legal & Compliance Officer,
BNF Bank plc)
Aaron Mifsud (Head of Retail Banking, APS Bank plc)
Marisa Said (Head Consumer and Microbusiness Finance, Bank of Valletta plc)

Navigating PSD3 and PSR: Impact on stakeholders

Presentation by:
Leonard Bonello (Partner, Ganado Advocates)

Panel discussion moderated by:
Paul Falzon (Senior Regulatory Advisor, Ganado Advocates)

Rachel Gauci (Deputy Head, Fintech Supervision, MFSA)
Kirsten Ellul (Senior Expert, Regulation and Oversight Office, Central Bank of Malta)
James Debono (Senior Associate, Ganado Advocates)

17:30 Networking drinks


Conrad Portanier
Ganado Advocates

Catherine Galea
Head, Banking Supervision

Jean Noel Cutajar
Chief Legal & Compliance Officer
BNF Bank plc

Leonard Bonello
Ganado Advocates

Kirsten Ellul
Senior Expert, Regulation and Oversight Office
Central Bank of Malta

Marcel Cassar
Malta Bankers Association

Roberta Carabott
Ganado Advocates

Aaron Mifsud
Head of Retail Banking
APS Bank plc

Paul Falzon
Senior Regulatory Advisor
Ganado Advocates

James Debono
Senior Associate
Ganado Advocates

Chiara Frendo
Senior Associate
Ganado Advocates

Catherine Formosa
Senior Associate
Ganado Advocates

Marisa Said
Head Consumer and Microbusiness Finance
Bank of Valletta plc

Rachel Gauci
Deputy Head, Fintech Supervision

Registration fee

Early bird rate of €100 (incl. VAT) until 5th April 2024, after which the full rate of €130 (incl. VAT) will apply.

Group rate of €90 (incl. VAT) per person for 5 persons or more.


Portomaso Suite, Hilton Malta

Watch last year’s seminar: 

Should you have any questions about the seminar or if you have trouble accessing any of the links, kindly contact the marketing team on marketing@ganado.com or call on +356 2123 5406.