We are excited to announce the 2026 edition of our CPD Training Programme, specifically designed for the insurance industry.
This year’s programme will focus on the evolving regulatory landscape affecting insurance undertakings and insurance intermediaries, with particular emphasis on governance, resilience and consumer protection. Through a series of presentations and panel discussions, participants will gain practical insights into key European and local developments shaping the sector.
Topics to be explored include:
- Developments arising from the Solvency II Review and the Insurance Recovery and Resolution Directive (IRRD).
- Supervisory expectations and proportionality within the insurance sector.
- Consumer protection, value for money and insurance distribution developments.
- Governance, board effectiveness, remuneration and the strategic role of compliance functions.
This training has been accredited with 4 hours of structured CPD.
13:00
Coffee & registration
13:30
Welcome address
Opening remarks and overview of the key regulatory themes shaping the Maltese and European insurance landscape.
13:40
Presentation: The Solvency II Review, IRRD and the future of proportionality
An overview of the revised Solvency II framework, the Insurance Recovery and Resolution Directive (IRRD), proportionality under the new regime, Small and Non-Complex Undertakings (SNCUs), EIOPA’s work on supervisory convergence and proportionality, and the MFSA’s implementation priorities and supervisory expectations.
Speaker:
Nico Fauser (Associate, Ganado Advocates)
14:10
Panel discussion: From Regulation to Implementation: How prepared is the Maltese insurance market for the next phase of European insurance regulation?
Panellists will discuss practical implementation challenges, supervisory expectations, governance implications, recovery planning and how insurers should prepare for the evolving regulatory landscape.
Moderator: Beppe Sammut (Senior Associate, Ganado Advocates)
Panellists:
Romina Bonnici (Senior Regulatory Advisor, Ganado Advocates)
Andrea Zerafa (Deputy Head, Insurance & Pensions Supervision, MFSA)
Marie Lou Cassar (Regional Hub Leader, Aon Insurance Managers (Malta) PCC Limited and Member of the Malta Insurance Management Association)
Romina Farrugia (Deputy Head, Insurance & Pensions Supervision, MFSA)
14:40
Presentation: Consumer protection and the future of insurance distribution
Exploring EIOPA’s consumer protection agenda, the Value for Money initiative, Product Oversight and Governance (POG), digital and cross-border distribution, customer outcomes, vulnerable customers and the evolving conduct supervision framework in Malta and across Europe.
Speaker: Mariah Cutajar (Advocate, Ganado Advocates)
15:10
Panel discussion: Putting the customer at the centre: Balancing innovation, commercial objectives and fair customer outcomes.
A discussion on how insurers and intermediaries can strengthen consumer trust while responding to increasing regulatory expectations and changing customer behaviour.
Moderator: Elaine Magri (Senior Associate, Ganado Advocates)
Panellists:
Philippa Taylor East (Regulatory Advisor, Ganado Advocates)
Stefano Lazze (Deputy Head, Conduct Supervision, MFSA)
Angele St. John (Global Head of Governance, Regulatory Affairs and Compliance, Accredited Insurance (Europe) Limited)
Ramon Mizzi (Managing Director, AIB Insurance Brokers Ltd and Chair of the Association of Insurance Brokers)
15:45
Coffee break
16:15
Presentation: Governance beyond compliance: Effective boards, remuneration and the strategic role of the compliance function
Examining governance developments affecting insurance undertakings and insurance intermediaries, including board effectiveness, governance culture, remuneration, accountability, board evaluations and the evolving role of the Compliance Officer as a strategic adviser.
Speaker: Emma Cassar Torregiani (Associate, Ganado Advocates)
16:45
Panel discussion: Governance that creates value: Building resilient boards, strengthening governance and empowering the control functions.
Discussion on board dynamics, effective challenge, remuneration, governance culture, the interaction between Compliance, Risk Management and Internal Audit, and the future of governance within insurance undertakings and insurance intermediaries.
Moderator: Roberta Attard (Advocate, Ganado Advocates)
Panellists:
Nadia Cassar (Of, Counsel Ganado Advocates)
Daphne Anne Micallef (Senior Manager, Insurance & Pensions Supervision, MFSA)
Jessica Stivala (INED)
Tanya Causon (INED)
17:30
