Email Catherine Catherine Formosa Vcard Senior Associate | Malta Catherine Formosa is a Senior Associate within Ganado Advocates’ banking and finance team, assisting banks and financial institutions in financing transactions and other banking operations. Catherine also advises in relation to corporate governance issues, regulatory matters, retail banking and corporate and commercial matters. Catherine joined the firm after 16 years working within the banking industry. As Bank of Valletta Group Company Secretary, she was Secretary to the BOV Board and the MSV Life Board and to the respective Board Committees. She was also a member on a number of management committees. Whilst at legal office, Catherine advised the bank on different legal matters, both in relation to its corporate as well as its retail business. She represented the bank on external committees in relation to financial services legislative initiatives and regularly trained staff on civil and commercial law issues and on banking law developments. Catherine is also a visiting lecturer and an examiner at the Faculty of Laws, University of Malta. Languages: English, French, Italian, Maltese Practice areas Banking & finance Banking regulatory Banking transactional & secured financing Capital markets Commercial & contract law Corporate governance & secretarial Financial Crime Advisory Financial services regulation Career & education Career: Ganado Advocates, Senior Associate: 2017 Ganado Advocates, Consultant: 2016 University of Malta, Visiting Lecturer and Examiner for the Faculty of Laws: 2011 to date Bank of Valletta Group and MSV Life plc, Company Secretary: 2009 Bank of Valletta, Head Legal Advice: 2000 PricewaterhouseCoopers, Lawyer Tax and Legal: 1996 Education: Certificate in Trust Law and Administration, 2004 (Malta) Doctor of Laws (LL.D), 1999 (Malta) Bachelor of Arts (B.A), 1996 (Malta) Memberships: Admitted to the Maltese Bar, Superior Courts of Malta Member of the Chamber of Advocates Latest insights November 19, 2020 The European Commission provides clarifications to ESEF related matters: Interpretative Communication of the 6 November 2020 by Catherine Formosa October 27, 2020 The Centralised Bank Account Register (“CBAR”) Regulations: a register of information on IBAN identifiable accounts, safe deposit boxes and safe custody services intended to assist the FIAU in the carrying out of its functions by Catherine Formosa September 25, 2020 Internal Reporting Procedures relating to Suspicious Transactions and the Filing of STRs – Recent changes to the FIAU Implementing Procedures by Catherine Formosa More insights