Insights by Roberta Carabott News & events May 27, 2024 Virtual IBANs: the EBA’s report on their issuance and regulation Virtual IBANs (“vIBANs”) are increasingly being used as payment account identifiers across the EU to redirect payments, yet the... Publications March 14, 2024 A creditor’s obligation to assess the creditworthiness of a consumer Firm news February 8, 2024 Banking & Fintech Newsletter – Issue No. 40 Banking & Fintech newsletter – issue 40 is now available In this issue: News bulletin The new Consumer Credit... Publications November 9, 2023 AG sets out the delineation between a payment service and e-money issuance News & events August 30, 2023 Consumers’ right to withdraw from off-premises contracts already performed The Court of Justice of the European Union (the “CJEU”) assessed the right of withdrawal from a contract concluded... Publications June 28, 2023 Borrowers’ right to compensation from banks for unfair loan terms confirmed by the CJEU Publications June 26, 2023 Proposals for an improved European Banking Union framework – Part II In the first part of this article, we dealt briefly with the European Commission’s proposals to further strengthen and... Publications June 21, 2023 Proposals for an improved European Banking Union framework – Part I Publications March 6, 2023 EBA – legal certainty under PSD3 through merging and demerging of services The Payment Services Directive (2015/2366 or “PSD2”) which came into effect in January 2018, arguably did not stand the...
News & events May 27, 2024 Virtual IBANs: the EBA’s report on their issuance and regulation Virtual IBANs (“vIBANs”) are increasingly being used as payment account identifiers across the EU to redirect payments, yet the...
Firm news February 8, 2024 Banking & Fintech Newsletter – Issue No. 40 Banking & Fintech newsletter – issue 40 is now available In this issue: News bulletin The new Consumer Credit...
Publications November 9, 2023 AG sets out the delineation between a payment service and e-money issuance
News & events August 30, 2023 Consumers’ right to withdraw from off-premises contracts already performed The Court of Justice of the European Union (the “CJEU”) assessed the right of withdrawal from a contract concluded...
Publications June 28, 2023 Borrowers’ right to compensation from banks for unfair loan terms confirmed by the CJEU
Publications June 26, 2023 Proposals for an improved European Banking Union framework – Part II In the first part of this article, we dealt briefly with the European Commission’s proposals to further strengthen and...
Publications March 6, 2023 EBA – legal certainty under PSD3 through merging and demerging of services The Payment Services Directive (2015/2366 or “PSD2”) which came into effect in January 2018, arguably did not stand the...